Foreclosures

FOR THE FOURTEENTH JUDICIAL CIRCUIT
For more information please view the following links for the 14th Judicial Circuit – https://www.jud14.flcourts.org/
GENERAL INFORMATION NOTICE: Information or forms provided by the Clerk of Circuit Court should be considered as basic information only and may not be applicable to every situation. The information is not intended to be used as legal advice. Specific guidance concerning foreclosures should be directed to a qualified attorney.
Current Foreclosure Sales
All Gulf County Foreclosure Sales begin at 11:00 A.M. in the courthouse lobby.
FORECLOSURE SALE POLICY
TO ALL INTERESTED PARTIES:
You can obtain a listing of current and available foreclosure sales on the clerk’s website, www.gulfclerk.com. They are also available by researching the legal ad section of The Star newspaper. These sales are published once a week for two consecutive weeks.
It is recommended that you come into the Clerk’s Office and review the file prior to the sale. It is the bidder’s responsibility to research the property prior to the sale for possible liens, mortgages, taxes, or any other encumbrances. Any legal questions you may have regarding the steps required in obtaining clear title will need to be addressed to an attorney.
It is not possible to bid by mail. If you wish to bid you must appear in person at the sale. Our bidding process starts out with the minimum bid requirement of $100.00 and the highest bidder is awarded the bid. The $70.00 cost of sale must be paid prior to conducting the sale. The original proof of publication shall be filed prior to sale.
If the Plaintiff is the successful bidder, no money is deposited with the Clerk. If a third party is the successful bidder; they shall post with the Clerk five percent of their bid at that time. The remaining balance is due at 5:00 p.m. on the day of the sale. All bids must be paid in cash, money order, cashier’s check, certified check or governmental agency checks. A Certificate of Title will be issued in ten days.
The Registry of the Court Fees are to be paid by the successful bidder. The fee is 3 percent of the first $500.00, and 1.5 percent of the remaining balance. There is no charge for recording. The successful bidder, whether it be the Plaintiff or a third-party, shall be responsible for the documentary stamps placed on the Certificate of Title. The fee is calculated at $7.00 per thousand, based on the total amount of the bid.
I hope this answers any questions you may have regarding foreclosure sales.
REBECCA L. NORRIS
CLERK OF COURT
Revised 5/23/2019
If you have additional questions concerning the procedures for foreclosure sales held by the Clerk of Court, please contact our office at (850) 229-6112, ext. 2307.